How Does Personal Bankruptcy Affect You?

Bankruptcy is a scary word. There is such a stigma attached to it that many people are afraid even to consider filing for personal bankruptcy, even when it is the best alternative. To de-mystify bankruptcy, it helps to understand how bankruptcy affects you. What Debt Does Bankruptcy Remove? Filing for bankruptcy removes a significant portion of your debt, but not all of it. Take some time to figure out what is driving your debt. [Read More]

Your Right To An Appeal: How To Get Social Security Disability Benefits When Your Application Has Been Denied

There are many reasons a social security disability claim will get denied. Whether you did not complete the necessary paperwork correctly, or you did not have enough evidence to back up your claim of a disability, you have the right to file an appeal when you receive a denial letter. Time to Appeal Your Denial of Social Security Disability Benefits When you receive your letter stating that the decision was made to deny you benefits, you have sixty days from the receipt of this letter in order to file an appeal on your behalf. [Read More]

3 Things You Need To Know About Chapter 7 Bankruptcy Before Filing

So many people find themselves in dire straits with their finances. Sometimes, the debts are manageable and a repayment plan can be created with each of the debtors. However, sometimes a repayment plan just isn't feasible because of the amount of debt involved. For those people, filing for Chapter 7 bankruptcy can be a viable solution. However, you shouldn't be so quick to turn to bankruptcy to solve your financial problems. [Read More]

Legal and Ethical Questions Answered: When Lawyers File for a Chapter 7 Bankruptcy

Lawyers, just like any career that requires years and years of education and training to complete, have monumental school debts. Even after they have worked for a couple of years, there is always more debt piled on top of the school loans--mortgage, car loans, etc. Therefore, it is understandable if lawyers file for bankruptcy, but the question is, can they? What are the legal and ethical issues surrounding a lawyer and his or her bankruptcy? [Read More]